Top 5 $50 Signup Bonus Offers for December 2023

Sometimes financial apps offer $50 sign-up bonuses to encourage new users to open an account. I’ve personally made around $5,000 in signup bonuses over the years.

A lot of the time, all you have to do to get these cash bonuses is to sign up for the app and complete a task like making a minimum deposit or referring a friend.

Not all signup bonus offers are legitimate. We’ve identified several legitimate $50 signup bonus offers that you can take advantage of today. Read on to find out which apps are worth your time.

Best $50 Signup Bonus Offers You Can Earn Now

We’ve rounded up the details of the best $50 signup bonus offers and included some potentially higher opportunities:

1. Current: $50

This popular mobile banking app is known for its high-interest savings account that pays up to 4% APY and its easy $50 sign up bonus.

To get $50 free Currentjust open a new account using the referral code WELCOME50.

You will then need to add a qualifying direct deposit of at least $200 within 45 days. You will receive your $50 bonus within 10 business days after receiving the funds. The bonus is deposited directly into your checking account.

In addition to a high-yield savings account, Current has a checking account with several benefits, including a Visa debit card with cash back, 2-day early payday direct deposits, credit-building tools, and an extensive ATM network.

You also pay no monthly fees or overdraft fees with a Spending Account.

2. Go2Bank: $50

Go2Bank is another online bank with straightforwardness $50 welcome bonus. To get the bonus, you simply have to refer a friend. Once they open an account and receive $200 in direct deposits, you both get $50 in your accounts.

Go2Bank has a lot to offer if you’re looking for a competitive online checking account. You can get paid two days earlier, deposit cash at over 90,000 locations and earn up to 7% cashback on gift card purchases with no monthly fees.

Plus, you can earn a solid APY on your savings account, although the highest APY only applies to your first $5,000. You can also open a secured credit card with Go2Bank to boost your credit score.

Go2Bank is known for its user-friendly app, which has a high average rating in both the App Store and Google Play Store.

3. SoFi: $50-$300

He started out as a well-known lender, SoFi is now also a popular online bank. To motivate account holders, it is currently offering a welcome bonus of up to $350 to new customers and existing account holders who have not yet used direct deposit.

To claim the bonus, you must set up and receive direct deposits during the ongoing bonus period.

  • If you receive $1,000 to $4,999 in direct deposits, you get a $50 bonus.
  • If you receive $5,000 or more, you will receive $300.

Bonus funds will be deposited into your account within seven business days.

The SoFi Current Account offers a competitive high yield, no-fee overdraft protection and cashback when you shop locally. When you sign up, you automatically get access to a high-yield savings account with no minimum balance requirement.

SoFi also has a tiered Bitcoin welcome bonus that will give you $10-$100 when you open a new SoFi Digital Assets LLC account and make your first purchase of $50 or more within seven days.

4. Rakuten: 30-60 USD

Currently you can get $30 when you join Rakuten and spend $30 in the first 90 days. You can also get paid an additional $30 for each new member you refer.

Rakuten is probably the best online platform for cash-back shopping. Pays members cashback on purchases at over 3,500 participating stores. It’s free to join and you’ll earn free cash back – your commission – for shopping at any of Rakuten’s affiliated retail partners.

These stores want more traffic and more sales. They are willing to pay Rakuten a sales commission for referring customers and Rakuten shares a portion with you.

Founded in 1999 as Ebates, the platform has paid out more than $2 billion in free cash back rewards to its members. You can get cash back by installing a free browser extension or using the Rakuten app.

You can also visit and search for stores in their directory. Some of his favorite stores are Target, Nike, Macy’s, Athleta, Old Navy, Petsmart, and Ulta. Your Rakuten cash-back earnings can be paid out via PayPal, or you can receive a check in the mail if you prefer to deposit by check.

5. Coinbase: Up to $200

You can get up to $200 free when you sign up for Coinbase and make your first cryptocurrency purchase. The app allows new users to spin the wheel to win up to $200 and offers an Advanced API Promotion plus a $5 new user incentive when you make a cryptocurrency purchase.

Coinbase is a popular cryptocurrency platform where users can buy, sell, trade, store or bet supported cryptocurrencies. Founded in 2012, it is one of the most popular crypto exchanges in the world. Since its inception, investors have been attracted by its user-friendly interface, support for a wide range of NFT currencies, and extremely secure storage.

Coinbase is not regulated by the US Securities and Exchange Commission (SEC) or the Commodity Futures Trading Commission (CTFC), but is licensed by the New York State Department of Financial Services and other state jurisdictions to conduct virtual currency business.

Overall, Coinbase is a safe, secure and popular platform for cryptocurrency investors. It is also one of the few exchanges that will allow users to withdraw funds immediately after purchase using fiat currency (ie US dollars).

Our methodology

We’ve compared dozens of platforms, including banking apps, investment apps, and shopping rewards apps, to bring you a list of the best $50 signup bonus deals.

In addition to comparing the bonus amounts themselves, we also focused on the eligibility requirements and prioritized the offers that are easiest to complete.

In addition, we have taken into account the time required to credit the sign-up bonuses to the customer’s account.

In our review, we have verified the terms of each offer to ensure they are accurate at the time of writing. We also checked each platform’s brand reputation, analyzed customer reviews and app ratings.


How can I earn $50 per day?

On earn $50 per dayconsider offering services like pet sitting, dog walking, or lawn maintenance, or sell items you no longer need online through platforms like eBay or Facebook Marketplace.

Additionally, you can search for one-time job opportunities in your area using an app like TaskRabbit. Another option is to take online surveys, participate in market research studies, or sign up for cashback or discount programs.

Alternatively, you can offer your skills on freelance websites or tutoring services. If you have a vehicle, consider signing up for food delivery or offering rides through a transportation network.

How else can I earn extra money online?

In addition to free signup bonuses, there are many other ways you can earn extra money online.

  • Take paid online surveys on Branded Surveys, Survey Junkie or MyPoints – $0.25 to $5 per survey.
  • Request a refund on all your online purchases through Honey, Rakuten or Capital One Shopping – 1% to 20% cash back discounts.
  • Creative freelance work on Fiverr, 99designs, Freelancer or Truelancer. Find freelance writing, video editing, UX design, or graphic design gigs that pay $5 to $300 per project.
  • Start a dropshipping business as an Amazon seller, or start your own Shopify website. With drop shipping, you don’t have to pay for inventory in advance; the customer pays you for the goods and you then use the money to pay the supplier who ships the goods to your customer.
  • Rent your unused equipment (bikes, tools, sports equipment, cameras and more) on Fat Llama, Wedio or FriendWithA.

Will the app allow me to borrow $50 instantly?

Several instant loan apps allow you to borrow $50, such as Chime, Dave, Empower, and EarnIn.

Each app has its own turnaround times, fee structure and repayment terms, so do your homework when comparing Apply for an instant loan of $50 choose the best one for your financial needs.

Bottom Line

Cash bonuses for signing up new apps or referring friends are common and the ones we recommend on Millennial Money are legit and verified.

That being said, it’s important to make sure you understand exactly what you need to do to claim the bonus.

Rather than relying on cash bonuses for regular monthly earnings, look at cash bonuses as a way to earn extra money for a useful banking, investment or side app that adds value to your life.

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